What If Something Happened
Before Retirement?
Take a quick quiz to see if a prepaid
hospice plan makes sense for your family.
Plan Ahead for Life’s Unexpected Turns
A smart, private way to prepare for care if serious illness strikes before retirement.
How It Works
This plan is designed for people who want to be prepared without overpaying or waiting until it’s too late.
This plan is for people who like to be ready. The kind who set reminders, save for a rainy day, and think ahead for their family. If you believe in taking care of things before they become a problem, this is for you. Even if you’re healthy and working now, you understand that life can change quickly. This plan helps you stay in control, no matter what comes your way.
You're under 65
You have life insurance or Savings
You want to spare your family
You believe in planning ahead
Frequently Asked Questions
Is this an insurance plan?
No. This is not insurance. It is a private care plan you pay into ahead of time. If you ever need care before retirement, your plan is already in place.
Do I have to be sick to qualify?
No. This is something you start while you are healthy. It is for people who want to be prepared before anything happens.
Can I pay monthly?
No. You can start a plan while you are healthy — that is when most people do it. But if you are already dealing with a health issue, you may still be able to use our services. Take the quiz to find out what options are available.
What happens if I never use the plan?
That means you stayed healthy, which is the best case. But your plan does not go to waste. If it is fully paid, you can pass it to one person of your choice — a loved one, spouse, or family member — so they have coverage when they need it.
When my dad got diagnosed, we were not prepared. This plan helped us cover things we never thought about. It made a hard time just a little easier. We were able to spend time with him without the stress.
Luis Ramirez
Edinburg, TX
I am still working and healthy, but I know how fast life can change. This plan is something I did for myself and my kids. I hope we never use it, but it feels good knowing it is there if we do.
María Torres
Harlingen, TX
My husband got sick out of nowhere at 58. We had savings and life insurance, but we could not access any of it when we needed it most. This plan helped us cover care without draining everything. I tell everyone now, do not wait.
Rosa Martínez
McAllen, TX